Value of Home | Avg. Annual National Home Insurance Costs |
---|---|
$74,999 and under | $634.00 |
$75,000 to $124,999 | $1,414.00 |
$125,000 to $174,999 | $1,674.00 |
$175,000 to $299,999 | $2,031.00 |
$300,000 to $499,999 | $2,985.00 |
$500,000 and above | $2,586.00 |
State for Insurance | Avg. Costs Per Month for Home Insurance | Avg. Costs Per Year for Home Insurance |
---|---|---|
Alaska | $89.08 | $1,068.96 |
Alabama | $94.83 | $1,137.96 |
Arkansas | $107.67 | $1,292.04 |
Arizona | $91.08 | $1,092.96 |
California | $82.42 | $989.04 |
Colorado | $44.83 | $537.96 |
Connecticut | $89.17 | $1,070.04 |
DC | $99.67 | $1,196.04 |
Delaware | $51.50 | $618.00 |
Florida | $183.50 | $2,202.00 |
Georgia | $88.92 | $1,067.04 |
Hawaii | $98.17 | $1,178.04 |
Iowa | $172.67 | $2,072.04 |
Idaho | $104.58 | $1,254.96 |
Illinois | $68.75 | $825.00 |
Kansas | $195.25 | $2,343.00 |
Indiana | $86.25 | $1,035.00 |
Kentucky | $79.50 | $954.00 |
Louisiana | $78.33 | $939.96 |
Massachusetts | $78.42 | $941.04 |
Maryland | $87.50 | $1,050.00 |
Maine | $104.92 | $1,259.04 |
Michigan | $57.83 | $693.96 |
Minnesota | $129.42 | $1,553.04 |
Missouri | $139.25 | $1,671.00 |
Mississippi | $77.42 | $929.04 |
Montana | $134.83 | $1,617.96 |
North Carolina | $109.67 | $1,316.04 |
North Dakota | $124.75 | $1,497.00 |
Nebraska | $148.50 | $1,782.00 |
New Hampshire | $108.67 | $1,304.04 |
New Jersey | $61.92 | $743.04 |
New Mexico | $98.08 | $1,176.96 |
Nevada | $79.67 | $956.04 |
New York | $113.67 | $1,364.04 |
Ohio | $88.92 | $1,067.04 |
Oklahoma | $177.75 | $2,133.00 |
Oregon | $66.08 | $792.96 |
Pennsylvania | $96.92 | $1,163.04 |
Rhode Island | $69.00 | $828.00 |
South Carolina | $100.08 | $1,200.96 |
South Dakota | $80.58 | $966.96 |
Tennessee | $120.50 | $1,446.00 |
Texas | $176.50 | $2,118.00 |
Utah | $56.25 | $675.00 |
Virginia | $89.17 | $1,070.04 |
Vermont | $137.58 | $1,650.96 |
Washington | $129.25 | $1,551.00 |
Wisconsin | $111.42 | $1,337.04 |
West Virginia | $131.42 | $1,577.04 |
Wyoming | $84.58 | $1,014.96 |
Homeowners Insurance Company | Estimated Monthly Costs | Estimated Annual Costs |
---|---|---|
AAA | $122.80 | $1,473.60 |
AARP | $97.00 | $1,164.00 |
AIG | $237.60 | $2,851.20 |
Allstate | $123.80 | $1,485.60 |
American Family | $126.10 | $1,513.20 |
Assurant | $112.70 | $1,352.40 |
Erie | $86.98 | $1,043.76 |
Esurance | $94.45 | $1,133.40 |
Farm Bureau | $84.96 | $1,019.52 |
Farmers | $140.55 | $1,686.60 |
Geico | $138.53 | $1,662.36 |
National General | $109.73 | $1,316.76 |
The Hartford | $75.54 | $906.48 |
Hippo | $117.00 | $1,404.00 |
Lemonade | $111.20 | $1,334.40 |
Liberty Mutual | $150.07 | $1,800.84 |
Mercury | $144.30 | $1,731.60 |
MetLife | $136.13 | $1,633.56 |
Nationwide | $95.93 | $1,151.16 |
Progressive | $93.27 | $1,119.24 |
Safeco | $124.53 | $1,494.36 |
State Farm | $156.93 | $1,883.16 |
Travelers | $151.38 | $1,816.56 |
USAA | $97.53 | $1,170.36 |
Wawanesa | $112.67 | $1,352.04 |
Wells Fargo | $153.47 | $1,841.64 |
State for Incurred Home Losses | Recent Home Insurance Incurred Losses | Incurred Losses the Year Before |
---|---|---|
Alabama | $1,090,658.00 | $911,785.00 |
Alaska | $100,859.00 | $78,263.00 |
Arizona | $1,028,336.00 | $758,282.00 |
Arkansas | $612,384.00 | $450,791.00 |
California | $14,176,373.00 | $15,537,312.00 |
Colorado | $3,024,658.00 | $1,847,521.00 |
Connecticut | $1,014,471.00 | $530,780.00 |
Delaware | $147,222.00 | $101,998.00 |
DC | $117,061.00 | $74,814.00 |
Florida | $9,717,195.00 | $8,338,668.00 |
Georgia | $2,404,014.00 | $2,281,253.00 |
Hawaii | $183,789.00 | $124,226.00 |
Idaho | $362,711.00 | $256,968.00 |
Illinois | $2,419,038.00 | $2,872,152.00 |
Indiana | $923,085.00 | $1,084,975.00 |
Iowa | $533,054.00 | $656,054.00 |
Kansas | $486,110.00 | $639,267.00 |
Kentucky | $590,670.00 | $600,526.00 |
Louisiana | $657,619.00 | $616,808.00 |
Maine | $161,897.00 | $197,973.00 |
Maryland | $1,630,930.00 | $903,136.00 |
Massachusetts | $1,070,236.00 | $738,068.00 |
Michigan | $1,418,857.00 | $1,477,520.00 |
Minnesota | $1,248,328.00 | $1,855,159.00 |
Mississippi | $401,859.00 | $453,816.00 |
Missouri | $923,061.00 | $1,323,972.00 |
Montana | $173,787.00 | $138,443.00 |
Nebraska | $384,676.00 | $831,422.00 |
Nevada | $315,521.00 | $310,490.00 |
New Hampshire | $188,457.00 | $167,682.00 |
New Jersey | $1,473,504.00 | $1,027,437.00 |
New Mexico | $341,004.00 | $399,164.00 |
New York | $2,991,783.00 | $2,255,396.00 |
North Carolina | $2,460,298.00 | $1,239,572.00 |
North Dakota | $92,265.00 | $66,665.00 |
Ohio | $1,337,015.00 | $1,382,572.00 |
Oklahoma | $591,910.00 | $733,822.00 |
Oregon | $386,985.00 | $556,768.00 |
Pennsylvania | $1,993,042.00 | $1,450,507.00 |
Rhode Island | $225,788.00 | $156,012.00 |
South Carolina | $723,100.00 | $721,977.00 |
South Dakota | $185,929.00 | $186,924.00 |
Tennessee | $955,255.00 | $1,057,190.00 |
Texas | $4,069,510.00 | $6,923,450.00 |
Utah | $326,968.00 | $285,032.00 |
Vermont | $85,252.00 | $91,470.00 |
Virginia | $1,747,816.00 | $1,294,734.00 |
Washington | $943,232.00 | $936,217.00 |
West Virginia | $286,739.00 | $191,015.00 |
Wisconsin | $753,849.00 | $821,867.00 |
Wyoming | $260,302.00 | $134,152.00 |