Dog bites and injuries can be absolutely brutal and very serious, especially when we’re talking about bigger dogs, more violent dog breeds, and younger kids/children. From a few stitches to legitimate operations, you’ll rely on minor medical payment coverage on up to the typical $100,000 to $500,000 range of liability coverage for major incidents! Be without-a-doubt clear with your provider - do they cover your specific dog breed? If it’s a small dog, then it’s not usually a hangup. Again, these types of issues with coverage only come up with certain breeds (pit bulls and pit bull mixes, rottweiler, any predominantly wolf breeds, etc.). You’ll be asked about your pets during the process of applying, so be honest and don’t be shy about talking to your providers. Don’t hide your dog, thinking, ‘Oh, Fido would never!’ because if it happens and you have no coverage it can be a gigantic financial mess.
Hopefully this answers your question - Does homeowners insurance cover dog bites? If not don’t be afraid to reach out to our team or even Get a Free Quote. Thanks for your time!