It can happen to homes both young and old: an electrical fizzle that makes sparks fly. Unfortunately, as anyone can tell you, having bad wiring in your home can cause a wide range of problems. Sometimes, it's a fire hazard. Other times, it could potential brownout of larger appliances or a complete shutdown of your home's electrical grid. We've all heard of the disasters that can happen when wires get frayed, and it's not pretty. That's why addressing these problems is so important. The problem most people have, though, is that most electrical repairs are fairly pricey. In fact, it's not unusual for a simple fix to cost several hundred dollars. If it's a matter of rewiring the home, it can cost more than $10,000. Most of us do not have that money on hand. This is why many people want to know...Does homowners insurance cover electrical problems, and if so, when?