When people talk about the foundation of anything, there are certain images that people have in mind. It needs to be firm, solid, and of course, has to act as the base upon which everything else is built upon. When it comes to a home's foundation, words can't describe how important it is to keep it steady. Unfortunately, it's possible to have a home's foundation shift or even crack under extreme circumstances. When this happens, your home needs to get help ASAP or you'll face serious danger. Logically, it would make sense for a homeowner's insurance policy to cover this. Ignoring a broken foundation can easily lead to stress on all the bolts in the home's supports, not to mention roofs caving in. Whether the companies do or not, on the other hand, remains to be seen. So, what's the deal? Does homeowners insurance cover foundation repair?