Getting money for repairs and replacements in the world of plumbing is usually easy, but sometimes, you might get denied. Most of the time, this has something to do with the overall structure of your plumbing. If your plumbing looks corroded, has clear signs of wear and tear, or features materials that are past their typical lifespan, you may not be able to get your plumbing problem covered. If you've been warned by a plumber to address certain issues but ignored them until your pipes burst, you probably aren't going to get help. On a similar note, insurers rarely ever cover damages that come as a result of damage caused by municipal purposes. However, there's still a chance you can get help from the insurer. If your accident was caused by municipal problems, file a claim. If it's denied, they may be open to referring you to an attorney for a lawsuit.