It’s okay, everyone understands that as a homeowner you need to worry about things like water leaks. Washing machines can leak, ceilings can leak, the kitchen sink is notorious for leaking! There are a thousand ways water can find its way into your home and when it does you want to know whether you’re covered. If suddenly there’s a pipe rupture thanks to the freezing temperatures this winter, you don’t want to be caught clueless wondering to yourself, “Does homeowners insurance cover water damage leaking plumbing?” Here you can quickly read through the basics and arm yourself with information. After all, did you know that water damage-based claims account for the second largest amount of home insurance claims? First, let’s look at what is covered when it comes to leaks, and then we’ll dive into what’s not. To wrap up, we’ll look at a trio of simple ways to further protect yourself from leak-based damage that isn’t covered.