Several conflicting reviews show that Erie can be both above and below the average cost of homeowners insurance. In some cases, Erie homeowners insurance cost was averaging below average, while in others the Erie averaged higher. Why? We all know that ultimately, your insurance premium will depend on several factors, including your personal information, the area you live, and what bundles you have with the insurance company. Erie offes impressive bundle options, while other compettors also offer bundles, Erie’s perfect score wit J.D. Powers indicate that the value for money is better when invested with Erie homeowners insurance. Erie has excellent financial ratings, which is proven in the reviews written by satisfied clients. State Farm averages consistently higher policy premiums than Erie, although credit score plays a significant role in the final premium Erie homeowners insurane cost. On the other hand, when compared with similar competitors Erie homeowners insurance cost was slightly higher than average. The quote was for a single-family home in the State of New York and Erie quoted $200 higher than the average homeowners insurance quote for a similar home. However, value plays a large role when determining affordability. Since Erie’s J.D. Power’s score was perfect in 2019, customers obviously feel they are getting their monies worth with Erie homeowners insurance.