The first step in getting homeowners insurance after being dropped is to identify why you were dropped.
Some reasons for dropped insurance are a lot easier to get reinstated than others. Insurance companies may drop you if they inspect a potential hazard such as a fire, pipes, or kitchen disrepair. If you are able, take care of these impending problems, and your insurance should be reinstated. Another somewhat easy fix is roof damage. If your insurance company detects roof damage, they have reason to drop you. But if you maintain or replace your roof, your insurance should be reestablished. Filing too many claims also results in loss of insurance, so avoid this if possible. If the company still refuses to reinstate, file a complaint with the state department that handles local insurers.