There are several companies offering homeowners insurance in Louisiana, some are cheap. However, cheapness is not the only factor to consider when picking homeowners insurance. The best homeowners insurance companies in Louisiana offer useful and great coverage options, friendly customers services, amazing discounts all mixed with affordability. The top-rated homeowners insurance companies in Louisiana on our Louisiana homeowners insurance companies list include State Farm, UPC Insurance, Louisiana Farm Bureau Insurance, and Allstate Farm. Insurance companies areas of strengths and weaknesses. For example, Allstate farm has the best online homeowners insurance policy but when it comes to customer ratings, they have a relatively high In-state compliant rate, with NAIC score of 1.14 and a J.D Power rating of just 3 out of 5. State Farm is the best rated by most people and is recommended as best for most people. They offer a balance of affordability, great coverage policy, and good customer policy. They have a high customer satisfaction score with NAIC score of just 0.40 and J.D Powers rating of 5 out of 5. However, they offer a lesser discount than some insurers. USP Insurance is known to offer the cheapest homeowners insurance in Louisiana; they charge almost 50% below the state’s average. Their coverage is fairly standard, and they offer additional coverage. Louisiana Farm Bureau has the highest customer satisfaction rate with NAIC rate of just 0.06. But they do not offer many discounts, and they have the highest average rate on the list.