How to appeal a home insurance claim denial? You can contact your insurance company and attempt to file the appeal directly. Nowhere, while appealing, says 'guaranteed claim acceptance,' so don't get your hopes up yet. However, there's still a better chance than what happened before, which was a guaranteed denial. As always, documentation of damage is essential, but so is the presentation of maintenance and inspections. This showed that you're responsible and was doing everything possible to stop any damage. This does a lot to remove liability on your part. Finally, if all else fails, you're going to have to hire legal representation and take the insurance company to court. It's a good option if you just lost an expensive home
: while a lawyer may be costly, it doesn't compare to a house that costs two-hundred thousand dollars, of course. Listen to your lawyer and give him all the information. You may still be able to win.